I.M.S. Investment Funds Retail Finance has the industry experience and expertise to help businesses grow. We provide innovative, customized retail financing and advisory services in all stages of the business cycle, including working capital, acquisitions, growth capital, recapitalizations, debt refinancing, and restructurings.
Additional Product Details:
Cash flow financing
* Predominantly in connection with acquisition financing
* Senior secured debt, which is based on a multiple of EBITDA and understanding of cash flow drive
* Reliance on a company's operating performance, management strength and competitive position
Asset-based loan financing: Senior secured revolving and term debt based on asset valuations
* Revolving lines of credit based on valuation of inventory and receivables and term loans based on valuation of fixed assets (including machinery, equipment and real estate)
* May consider advances against intangible assets (trademarks, patents, licenses, royalties)
Select stretch asset-based loans and hybrid structures
* Senior secured revolver and term financing with advances beyond traditional ABL advance rate
* Reliance on cash flow and traditional asset-based analytics
First out/unitranche structures
* On an asset-based or cash flow basis
